A dedicated advisory experience for high-earning professionals and founders whose income deserves credit architecture worthy of it. Modeled on the J.P. Morgan Private Client standard — one advisor, one relationship, one file.
J.P. Morgan Private Client is the standard for high-earning professionals: a single dedicated advisor, direct access, and the resources of a global institution behind a single relationship. HLP Private Client applies the same architecture to credit sovereignty — a dedicated strategist, direct line to Chekelah, and every dispute cycle handled at institutional discipline.
A single senior strategist owns your file. Quarterly in-person or video reviews. Direct text/email access between sessions. Chekelah reviews every quarterly file personally.
Every dispute cited under FCRA § 611 and 623, formatted to Metro 2 compliance. Escalation paths pre-mapped — CFPB, state AG, consumer counsel — before the first letter drops.
Warm introductions to private-banking lenders, jumbo mortgage desks, and boutique title partners. Your file arrives with context, not a cold application.
Credit sovereignty for you, plus staging for your children's file. Authorized-user architecture, tradeline seasoning strategy, and financial-literacy curriculum for the next generation.
HLP Private Client accepts approximately 60 new relationships per year. Every intake is personally reviewed by Chekelah.
Every Private Client relationship begins with a personal, confidential 60-minute introduction. No forms, no funnel — a direct conversation with Chekelah's private-client team to determine mutual fit.